Loading
Sentiment · FY2026 Q2
| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $40.90B | -1.2% | $1.34 | +217.5% | 9.3% | 7.0% |
| FY2025 Q1 | $41.26B | -5.6% | $1.96 | +24.1% | 13.2% | 9.9% |
| FY2025 Q2 | $42.35B | -0.7% | $1.96 | +28.9% | 12.3% | 9.5% |
| FY2025 Q3 | $43.84B | +1.1% | $1.86 | +23.2% | 12.2% | 8.6% |
| FY2025 Q4 | $40.85B | -0.1% | $1.19 | -11.2% | 9.3% | 6.0% |
| FY2026 Q1 | $44.14B | +7.0% | $3.06 | +56.1% | 17.0% | 13.1% |
| FY2026 Q2 | $24.77B | +14.0% | $3.15 | +60.7% | 32.4% | 23.5% |
Management’s own words, often on a non-GAAP, constant-currency, or adjusted basis — so these can differ from the GAAP figures above (e.g. constant-currency revenue growth excludes currency swings).
| Analyst | Firm | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Jim Mitchell | Seaport Research Partners | 14 (7%) |
| John McDonald | Truist Securities | 14 (0%) |
| Gerard Cassidy | RBC Capital Markets | 13 (8%) |
| Mike Mayo | Wells Fargo | 13 (38%) |
| Ebrahim Poonawala | Bank of America | 13 (31%) |
| Erika Najarian | UBS | 12 (8%) |
| Glenn Schorr | Evercore ISI | 8 (25%) |
| Betsy Graseck | Morgan Stanley | 8 (13%) |
| Ken Usdin | Autonomous Research | 7 (14%) |
| Saul Martinez | HSBC | 6 (33%) |
| Firm | Analysts | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Truist Securities | 1 | 14 (0%) |
| Seaport Research Partners | 1 | 14 (7%) |
| Wells Fargo | 1 | 13 (38%) |
| RBC Capital Markets |
| 1 |
| 13 (8%) |
| Bank of America | 1 | 13 (31%) |
| UBS | 1 | 12 (8%) |
| Morgan Stanley | 3 | 12 (8%) |
| Evercore ISI | 1 | 8 (25%) |
Citi delivered sharply higher revenues up 14% with EPS of $3.06 and a 13.1% RoTCE, well above expectations. Services revenue hit its best Q1 in a decade, while markets crossed $7 billion in revenue for the first time in a decade. Management maintained the full-year 2026 outlook unchanged, though reserve builds reflected macro uncertainty from geopolitical and inflation risks.
Revenue Growth | Capital Allocation | Margin | Cost Pressure | Competitive Dynamics | Regulation Policy | M&A | Credit | |
|---|---|---|---|---|---|---|---|---|
| 2024Q4 | 4 | 5 | 7 | 5 | 2 | 1 | 1 | |
| 2025Q1 | 6 | 6 | 3 | 4 | 3 | 1 | 3 | |
| 2025Q2 | 3 | 3 | 4 | 4 | 2 | 2 | 1 | 1 |
| 2025Q3 | 5 | 3 | 3 | 5 | 3 | 3 | 3 | 2 |
| 2025Q4 | 8 | 2 | 5 | 4 | 3 | 3 | 1 | 1 |
| 2026Q1 | 7 | 10 | 4 | 3 | 3 | 5 | 3 | 2 |
| '24Q4 | '25Q1 | '25Q2 | '25Q3 | '25Q4 | '26Q1 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 4 | 6 | 3 | 5 | 8 | 7 |
| Capital Allocation | 5 | 6 | 3 | 3 | 2 | 10 |
| Margin | 7 | 3 | 4 | 3 | 5 | 4 |
| Cost Pressure | 5 | 4 | 4 | 5 | 4 | 3 |
| Competitive Dynamics | 2 | 3 | 2 | 3 | 3 | 3 |
| Regulation Policy | 2 | 3 | 3 | 5 | ||
| M&A | 1 | 1 | 1 | 3 | 1 | 3 |
| Credit | 1 | 3 | 1 | 2 | 1 | 2 |
What C and other companies said about each other on FY2026 Q1 earnings calls — extracted verbatim from public transcripts. Mentions from the newest quarter are a Pro feature.
“We advised on the three largest deals so far this year—Paramount, McCormick, and EQT/AES—demonstrating how we are far better penetrating the C-suite.”
Citi advised on the EQT/AES transaction, one of the three largest M&A deals of the year, a read-through corroborating major M&A involving AES.
“We advised on the three largest deals so far this year—Paramount, McCormick, and EQT/AES—demonstrating how we are far better penetrating the C-suite.”
Citi advised on a McCormick transaction, one of the three largest M&A deals of the year, a read-through on McCormick's major M&A activity.
“We advised on the three largest deals so far this year—Paramount, McCormick, and EQT/AES—demonstrating how we are far better penetrating the C-suite.”
Citi advised on the Paramount transaction, one of the three largest M&A deals of the year, a read-through on Paramount's major M&A activity.
“The American Airlines Barclays portfolio that is coming in in the second quarter is, of course, fully factored in.”
Citi is consolidating the American Airlines co-brand card portfolio, becoming the AAdvantage card issuer, a read-through on American Airlines' card economics.
“the forward purchase commitment of the Barclays American Airlines co-branded card portfolio”
Citi is purchasing the American Airlines co-branded card portfolio from Barclays, a read-through that Barclays is exiting the AAdvantage card portfolio.
“some of the more successful ones like Costco—which we have—and many others have made those pivots”
Citi cites Costco as one of its successful, high-scale co-brand card relationships, a read-through on the Costco co-branded card program.
“Frankly, BlackRock is the most recent win we have had; it is far from the only one.”
BlackRock awarded Citi a large securities-services / middle-office ETF servicing mandate, a read-through that BlackRock is outsourcing servicing to Citi's Services franchise.
| Company | Score | Trend | Rev YoY |
|---|---|---|---|
C Citigroup | 8 | +7.0% | |
| BAC Bank of America | 7 | +7.0% | |
| JPM JPMorgan Chase & Co. | 6 | +6.9% | |
| WFC Wells Fargo | 6 | +7.3% |