Start 30 days free, no card. Full Pro access for a month, then decide. Start free
Loading
Start 30 days free, no card. Full Pro access for a month, then decide. Start free
Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions.
| Analyst | Firm | Questions · challengingPercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Erika Najarian | UBS | 15 questions · 13% challenging |
| Mike Mayo | Wells Fargo | 15 questions · 27% challenging |
| Gerard Cassidy | RBC Capital Markets | 14 questions · 7% challenging |
| John McDonald | Truist Securities | 14 questions · 0% challenging |
| Jim Mitchell | Seaport Research Partners | 14 questions · 0% challenging |
| Ken Usdin | Autonomous Research | 13 questions · 0% challenging |
| Matt O'Connor | Deutsche Bank | 11 questions · 18% challenging |
| Glenn Schorr | Evercore ISI | 10 questions · 40% challenging |
| Chris McGratty | KBW | 10 questions · 0% challenging |
| Steve Chubak | Wolfe Research | 8 questions · 13% challenging |
| Firm | Analysts | Questions · challengingPercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Wells Fargo | 1 analyst | 15 questions · 27% challenging |
| UBS | 1 analyst | 15 questions · 13% challenging |
| RBC Capital Markets | 1 analyst | 14 questions · 7% challenging |
| Truist Securities | 1 analyst | 14 questions · 0% challenging |
| Seaport Research Partners | 1 analyst | 14 questions · 0% challenging |
| Autonomous Research | 1 analyst | 13 questions · 0% challenging |
| Morgan Stanley | 2 analysts | 13 questions · 8% challenging |
| Deutsche Bank | 1 analyst | 11 questions · 18% challenging |
No 8-K events recorded for this window.
Bank of America started FY2026 with revenue up 7%, record EPS, and 290 basis points of operating leverage as NII reached $15.9 billion, up 9% year-over-year. Every segment grew in a broad-based quarter, the equities business posted its best quarter ever extending to 15 straight quarters of sales and trading growth. Management raised 2026 NII guidance from 5-7% to 6-8%, and capital returns were accelerated with $9.2 billion deployed. Credit quality was stable to improving with a modest reserve release.
Revenue Growth | Margin | Demand | Competitive Dynamics | Capital Allocation | Regulation Policy | Credit | Macroeconomic | |
|---|---|---|---|---|---|---|---|---|
| 2024Q4 | 8 | 3 | 2 | 2 | 3 | 2 | 2 | 3 |
| 2025Q1 | 5 | 2 | 4 | 1 | 3 | 2 | 4 | 3 |
| 2025Q2 | 6 | 4 | 2 | 4 | 4 | 3 | ||
| 2025Q3 | 10 | 7 | 4 | 4 | 1 | 1 | 2 | |
| 2025Q4 | 6 | 10 | 6 | 3 | 1 | 3 | 2 | 1 |
| 2026Q1 | 7 | 9 | 5 | 5 | 3 | 2 | 2 | 4 |
| 2026Q2 | 2 | 3 | 2 | 1 | 2 |
| '24Q4 | '25Q1 | '25Q2 | '25Q3 | '25Q4 | '26Q1 | '26Q2 | |
|---|---|---|---|---|---|---|---|
| Revenue Growth | 8 | 5 | 6 | 10 | 6 | 7 | 2 |
| Margin | 3 | 2 | 4 | 7 | 10 | 9 | 3 |
| Demand | 2 | 4 | 2 | 4 | 6 | 5 | 2 |
| Competitive Dynamics | 2 | 1 | 4 | 4 | 3 | 5 | |
| Capital Allocation | 3 | 3 | 4 | 1 | 1 | 3 | |
| Regulation Policy | 2 | 2 | 3 | 1 | 3 | 2 | |
| Credit | 2 | 4 | 2 | 2 | 2 | 1 | |
| Macroeconomic | 3 | 3 | 1 | 4 | 2 |
Calendar quarter Q1 2026Earnings call Apr 15, 2026
FY2026 Q1 in brief
Bank of America started FY2026 with revenue up 7%, record EPS, and 290 basis points of operating leverage as NII reached $15.9 billion, up 9% year-over-year.
Newest quarter FY2026 Q3 is part of Pro · see what Pro adds →
GAAP revenue YoY +7.00% → base 6. The base score is anchored to the GAAP revenue YoY band before transcript, EPS, and guidance adjustments.
Sources. Tellvest earnings-call sentiment score for Bank of America (BAC), FY2026 Q1: 7/10. Scores: Bank of America’s public earnings-call transcripts and SEC-reported results — the base band is anchored to reported GAAP revenue growth; transcript, EPS and guidance adjustments are applied separately (documented exceptions apply to a few issuers). Price: BAC daily closing prices for the trailing year; dots mark earnings calls, colored by that quarter’s score; the newest quarter’s score is part of Tellvest Pro. How to read a company earnings-call score.
The table scrolls sideways. Swipe it, or select it and use the arrow keys.
| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Net margin |
|---|---|---|---|---|---|
| FY2024 Q4 | $25.35B | +15.4% | $0.82 | +134.3% | 26.3% |
| FY2025 Q1 | $27.37B | +6.0% | $0.90 | +18.4% | 27.0% |
| FY2025 Q2 | $26.46B | +4.3% | $0.89 | +7.2% | 26.9% |
| FY2025 Q3 | $28.09B | +10.8% | $1.06 | +30.9% | 30.2% |
| FY2025 Q4 | $28.37B | +7.1% | $0.98 | — | 26.5% |
| FY2026 Q1Selected | $30.27B | +7.2% | $1.11 | +24.7% | 28.4% |
| FY2026 Q2 | $31.56B | +15.0% | $1.21 | +34.4% | 28.8% |
| FY2026 Q3 | $29.96B | +3.2% | $0.91 | -12.5% | 23.1% |
Management’s own words, often on a non-GAAP, constant-currency, or adjusted basis — so these can differ from the GAAP figures above (e.g. constant-currency revenue growth excludes currency swings).
| Company | Score | Trend | Rev YoY | Headline |
|---|---|---|---|---|
| BACBank of America | 7 | +7.0% | Bank of America started FY2026 with revenue up 7%, record EPS, and 290 basis points of operating leverage as NII reached $15.9 billion, up 9% year-over-year | |
| BNYBNY Mellon | 9 | +2.2% | BNY Mellon delivered record Q1 FY2026 revenue of $5.4 billion with 13% year-over-year growth and 833 basis points of positive operating leverage | |
| CCitigroup | 8 | +7.0% | Citi delivered sharply higher revenues up 14% with EPS of $3.06 and a 13.1% RoTCE, well above expectations | |
| JPMJPMorgan Chase & Co. | 6 | +6.9% | JPMorgan reported Q1 revenue of $50.5 billion, up 10% year-on-year, with EPS of $5.94 and an ROTCE of 23% | |
| WFCWells Fargo | 6 | +7.3% | Wells Fargo delivered Q1 diluted EPS growth of 15% on revenue increasing 6% with broad-based growth across all segments, as loans exceeded $1 trillion and pre-tax pre-provision profit grew 14% |
Bank of America started FY2026 with revenue up 7%, record EPS, and 290 basis points of operating leverage as NII reached $15.9 billion, up 9% year-over-year
BNY Mellon delivered record Q1 FY2026 revenue of $5.4 billion with 13% year-over-year growth and 833 basis points of positive operating leverage
Citi delivered sharply higher revenues up 14% with EPS of $3.06 and a 13.1% RoTCE, well above expectations
JPMorgan reported Q1 revenue of $50.5 billion, up 10% year-on-year, with EPS of $5.94 and an ROTCE of 23%
| Company | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 |
|---|---|---|---|---|---|---|
| BAC | 7 | 7 | 6 | 8 | 7 | 7 |
| BNY | 9 | 7 | 9 | 9 | 8 | 9 |
| C | 6 | 6 | 7 | 8 | 7 | 8 |
| JPM | 8 | 6 | 6 | 7 | 5 | 6 |
| WFC | 6 | 5 | 5 | 7 | 8 | 6 |
Wells Fargo delivered Q1 diluted EPS growth of 15% on revenue increasing 6% with broad-based growth across all segments, as loans exceeded $1 trillion and pre-tax pre-provision profit grew 14%