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Sentiment · FY2026 Q2
| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $30.60B | +0.2% | $1.43 | +66.3% | 17.6% | 16.6% |
| FY2025 Q1 | $29.63B | -5.9% | $1.39 | +15.8% | 18.0% | 16.5% |
| FY2025 Q2 | $30.18B | -4.6% | $1.60 | +20.3% | 21.3% | 18.2% |
| FY2025 Q3 | $31.91B | +0.7% | $1.66 | +16.9% | 21.7% | 17.5% |
| FY2025 Q4 | $31.82B | +4.0% | $1.67 | +16.8% | 20.5% | 16.9% |
| FY2026 Q1 | $31.80B | +7.3% | $1.60 | +15.1% | 18.4% | 16.6% |
| FY2026 Q2 | $33.59B | +11.3% | $2.00 | +25.0% | 24.0% | 19.1% |
Management’s own words, often on a non-GAAP, constant-currency, or adjusted basis — so these can differ from the GAAP figures above (e.g. constant-currency revenue growth excludes currency swings).
| Analyst | Firm | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| John Pancari | Evercore ISI | 15 (0%) |
| Ebrahim Poonawala | Bank of America | 13 (15%) |
| Gerard Cassidy | RBC Capital Markets | 12 (0%) |
| Ken Usdin | Autonomous Research | 11 (0%) |
| John McDonald | Truist Securities | 11 (9%) |
| Betsy Graseck | Morgan Stanley | 10 (0%) |
| Scott Siefers | Piper Sandler | 10 (0%) |
| Erika Najarian | UBS | 9 (11%) |
| Matt O'Connor | Deutsche Bank | 8 (13%) |
| Saul Martinez | HSBC | 6 (33%) |
| Firm | Analysts | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Evercore ISI | 1 | 15 (0%) |
| Bank of America | 1 | 13 (15%) |
| Morgan Stanley | 2 | 13 (0%) |
| RBC Capital Markets |
| 1 |
| 12 (0%) |
| Truist Securities | 1 | 11 (9%) |
| Autonomous Research | 1 | 11 (0%) |
| Piper Sandler | 1 | 10 (0%) |
| UBS | 1 | 9 (11%) |
Wells Fargo delivered Q1 diluted EPS growth of 15% on revenue increasing 6% with broad-based growth across all segments, as loans exceeded $1 trillion and pre-tax pre-provision profit grew 14%. NII and expense guidance were both reiterated at $50B and $55.7B respectively, while consent orders were fully resolved. Credit card momentum continued building the consumer franchise, and favorable regulatory proposals supported the capital return outlook.
Margin | Revenue Growth | Capital Allocation | Regulation Policy | Demand | Competitive Dynamics | Credit | Macroeconomic | |
|---|---|---|---|---|---|---|---|---|
| 2024Q4 | 6 | 7 | 3 | 2 | 2 | 4 | 2 | |
| 2025Q1 | 5 | 7 | 3 | 4 | 3 | 3 | 2 | 4 |
| 2025Q2 | 8 | 6 | 5 | 4 | 4 | 3 | 1 | |
| 2025Q3 | 6 | 4 | 4 | 2 | 1 | 4 | 4 | 3 |
| 2025Q4 | 9 | 6 | 4 | 1 | 4 | 2 | 3 | 2 |
| 2026Q1 | 7 | 5 | 5 | 7 | 5 | 6 | 2 |
| '24Q4 | '25Q1 | '25Q2 | '25Q3 | '25Q4 | '26Q1 | |
|---|---|---|---|---|---|---|
| Margin | 6 | 5 | 8 | 6 | 9 | 7 |
| Revenue Growth | 7 | 7 | 6 | 4 | 6 | 5 |
| Capital Allocation | 3 | 3 | 5 | 4 | 4 | 5 |
| Regulation Policy | 2 | 4 | 4 | 2 | 1 | 7 |
| Demand | 2 | 3 | 4 | 1 | 4 | 5 |
| Competitive Dynamics | 4 | 3 | 3 | 4 | 2 | |
| Credit | 2 | 4 | 3 | 6 | ||
| Macroeconomic | 2 | 4 | 1 | 3 | 2 | 2 |
What WFC and other companies said about each other on FY2026 Q1 earnings calls — extracted verbatim from public transcripts. Mentions from the newest quarter are a Pro feature.
“which is why somebody like Wells Fargo can spend the money to build that out based on the Visa relationship that they have”
Wells Fargo's win for Pismo reflects a large bank building out its own core capabilities via its Visa relationship, a competitive datapoint cited by Jack Henry.
“we're thrilled to announce that Wells Fargo has entered into an agreement to migrate to Pismo's core account ledger as part of its core banking modernization over the coming years”
Wells Fargo agreed to migrate to Visa's Pismo core account ledger as part of its multi-year core-banking modernization, a marquee Pismo win.
“Wells Fargo, absolutely no impact. We don't do consumer credit card processing there.”
FIS clarifies its Wells Fargo relationship is commercial credit processing, not consumer or core, and unaffected by Pismo's reported core win there.
“being the preferred financing provider for Volkswagen and Audi vehicles in the United States”
Wells Fargo is the preferred U.S. auto-financing provider for Volkswagen and its Audi brand, a read-through on captive-finance sourcing for Volkswagen; WFC auto originations more than doubled year over year partly on this.
| Company | Score | Trend | Rev YoY |
|---|---|---|---|
WFC Wells Fargo | 6 | +7.3% | |
| BAC Bank of America | 7 | +7.0% | |
| C Citigroup | 8 | +7.0% | |
| JPM JPMorgan Chase & Co. | 6 | +6.9% |