Sentiment · FY2026 Q1
What companies say about each other on earnings calls — extracted verbatim from public transcripts. Mentions from the newest quarter are a Pro feature.
“We advanced our efforts in stablecoin through the exploration of pilots with Huntington and several other banks, including use cases in cross-border payments, digital escrow and interbank money movement.”
Fiserv is running stablecoin pilots with Huntington and other banks across cross-border, escrow and interbank use cases.
“With the addition of TM Capital and Janney Capital Markets, we expanded the breadth of our financial advisory, as well as increased our categories of fixed income trading.”
Huntington added Janney Capital Markets to expand fixed income trading and financial advisory offerings.
“With the addition of TM Capital and Janney Capital Markets, we expanded the breadth of our financial advisory, as well as increased our categories of fixed income trading.”
Huntington acquired advisory firm TM Capital to broaden its financial advisory and capital markets capabilities.
“For Cadence, we expect to begin realizing the identified cost benefits immediately upon closing and reach the full run rate in the fourth quarter of this year.”
Huntington's acquisition of Cadence Bank (closing Feb 1) is expected to deliver cost synergies immediately, with full run rate by Q4; Cadence reported strong underlying growth.
“With Veritex, we substantially completed this process last weekend. This concludes what has been an extremely efficient and well-executed conversion.”
Huntington completed the systems conversion of acquired Veritex in 187 days and reports it is performing above expectations on loans, deposits and revenue.
“We remain extremely excited by our partnership with Veritex. When we close this combination on Monday, we will achieve immediate scale in Texas.”
Huntington is closing its acquisition of Veritex, gaining immediate Texas scale (fifth largest depository in Dallas) as a springboard for expansion.
“So this is a big deal for us. We think it's a springboard. We're very excited. We will continue to invest in Texas, and we're getting some inbounds as we've seen in the past. So we're going to build it out. Texas alone, Brant, I think, shared [ Monday, ] huge economic engine and Texas will become our third largest state in terms of deposits when we close this. So very, very grateful for the opportunity to work with Malcolm and the terrific team at Veritex.”
Huntington's CEO said Texas will become its third-largest state by deposits once the Veritex acquisition closes, underscoring the deal's scale and strategic significance.
“Veritex has more than 30 branches in the Dallas-Fort Worth and Houston MSAs, and we plan to add the full breadth of our branch-based and digital capabilities. In summary, the acquisition of Veritex is an important milestone for Huntington, and we're looking forward to closing this transaction in the fourth quarter.”
Huntington Bancshares detailed its pending acquisition of Veritex Holdings, a Dallas-Fort Worth/Houston-based bank with more than 30 branches, expected to close in Q4 2025 as a major Texas expansion.
| Analyst | Firm | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Jon Arfstrom | RBC Capital Markets | 12 (0%) |
| Manan Gosalia | Morgan Stanley | 11 (0%) |
| Erika Najarian | UBS |
| Ebrahim Poonawala | Bank of America | 8 (0%) |
| Brian Foran | Truist Securities | 6 (0%) |
| Chris McGratty | KBW | 6 (0%) |
| John Pancari | Evercore ISI | 6 (0%) |
| Ken Usdin | Autonomous Research | 5 (0%) |
| Nathan Stein | Deutsche Bank | 4 (0%) |
| Matt O'Connor | Deutsche Bank | 4 (0%) |
| Firm | Analysts | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| RBC Capital Markets | 1 | 12 (0%) |
| Morgan Stanley | 1 | 11 (0%) |
| UBS | 1 | 10 (0%) |
| Bank of America | 1 | 8 (0%) |
| Deutsche Bank | 2 | 8 (0%) |
| KBW | 2 | 7 (0%) |
| Evercore ISI | 1 | 6 (0%) |
| Truist Securities | 1 | 6 (0%) |
Huntington closed fiscal 2025 with Q4 adjusted EPS of $0.40 and full-year NII growth of 12.7%, exceeding the top end of the thrice-raised guidance range. NIM reached 3.43% with further expansion expected into 2026, and tangible book value per share grew 17% year-over-year to $9.12. Management introduced 2026 guidance calling for NII growth of 3.5-5.0% and average loan growth of 5-6%, with the Cadence integration on track for full cost saves by mid-year.
Margin | M&A | Competitive Dynamics | Pricing | Capital Allocation | Credit | Revenue Growth | Demand | |
|---|---|---|---|---|---|---|---|---|
| 2024Q4 | 5 | 1 | 2 | 3 | 4 | 1 | 1 | 3 |
| 2025Q1 | 2 | 3 | 2 | 1 | 3 | 1 | 3 | |
| 2025Q2 | 6 | 3 | 3 | 4 | 1 | 1 | 2 | 1 |
| 2025Q3 | 4 | 1 | 1 | 1 | 1 | 4 | 1 | 2 |
| 2025Q4 | 4 | 7 | 1 | 1 | 3 | 1 | ||
| 2026Q1 | 3 | 2 | 2 | 1 | 4 | 1 | 2 |
| '24Q4 | '25Q1 | '25Q2 | '25Q3 | '25Q4 | '26Q1 | |
|---|---|---|---|---|---|---|
| Margin | 5 | 2 | 6 | 4 | 4 | 3 |
| M&A | 1 | 3 | 1 | 7 | 2 | |
| Competitive Dynamics | 2 | 3 | 3 | 1 | 1 | 2 |
| Pricing | 3 | 2 | 4 | 1 | 1 | |
| Capital Allocation | 4 | 1 | 1 | 1 | 4 | |
| Credit | 1 | 3 | 1 | 4 | 1 | 1 |
| Revenue Growth | 1 | 1 | 2 | 1 | 3 | 2 |
| Demand | 3 | 3 | 1 | 2 | 1 |
| Company | Score | Trend | Rev YoY |
|---|---|---|---|
HBAN Huntington Bancshares | 7 | +26.3% | |
| CFG Citizens Financial Group | 8 | +4.5% | |
| FITB Fifth Third Bancorp | 7 | +25.8% | |
| KEY KeyCorp | 9 | +1.1% | |
| MTB M&T Bank | 7 | +1.7% | |
| PNC PNC Financial Services | 8 | +12.7% | |
| RF Regions Financial Corporation | 6 | +0.5% | |
| TFC Truist Financial | 7 | +0.4% | |
| USB U.S. Bancorp | 7 | +4.7% |